#solar power project loan
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financesevaloan · 2 years ago
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Project Report Sample  
A project report sample is a significant document needed for a bank loan or any other investment. It contains all the information about the scheduled business model and includes all the information such as technical aspects, managerial, economic, and financials of the business or project report in question.
Sample of a project report
Enterprise – Basic details
Profile of group – Field of expertise, years of existence, etc.
Project proponent – List & details of promoters and directors
Proposed shareholding – Details of promoter with no. of shares and amount.
Associate concern - (brief about parent company)
Management team – Details of a specific person
Executive summary – Summarize whole project report in short.
Description of project – Describing business model & objectives.
Statutory clearance - Environmental clearance, Forest & Wildlife clearance, and other applicable statutory permissions
Security offered to FI or Banks  
Description of product – History, properties, uses & application, standard and specification of the product.  
Location of the project – Materials, equipment, etc.
Market survey - Present Market Position, Market opportunity, Statistics of Import & Export, Export Prospect, Marketing Strategy, Competitor Analysis, Name & Address of Existing Units
Technical Feasibility – Land & building, raw material, water, steam, power, etc.
Process and technology description – Technology requirement and manufacturing process.
Commercial viability - Environmental aspect, Environmental cost benefit analysis, social aspect, SWOT Analysis, Subsidy
Proposed schedule for approval  
Size of magnitude of operation - Proposed Production Capacity, Cost of the Project  
Activities required for the project
Financial viability
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batboyblog · 10 months ago
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Things Biden and the Democrats did, this week.
The Consumer Financial Protection Bureau put forward a new regulation to limit bank overdraft fees. The CFPB pointed out that the average overdraft fee is $35 even though majority of overdrafts are under $26 and paid back with-in 3 days. The new regulation will push overdraft fees down to as little as $3 and not more than $14, saving the American public collectively 3.5 billion dollars a year.
The Environmental Protection Agency put forward a regulation to fine oil and gas companies for emitting methane. Methane is the second most abundant greenhouse gas, after CO2 and is responsible for 30% of the rise of global temperatures. This represents the first time the federal government has taxed a greenhouse gas. The EPA believes this rule will help reduce methane emissions by 80%
The Energy Department has awarded $104 million in grants to support clean energy projects at federal buildings, including solar panels at the Pentagon. The federal government is the biggest consumer of energy in the nation. The project is part Biden's goal of reducing the federal government's greenhouse gas emissions by 65% by 2030. The Energy Department estimates it'll save taxpayers $29 million in the first year alone and will have the same impact on emissions as taking over 23,000 gas powered cars off the road.
The Education Department has cancelled 5 billion more dollars of student loan debt. This will effect 74,000 more borrowers, this brings the total number of people who've had their student loan debt forgiven under Biden through different programs to 3.7 Million
U.S. Agency for International Development has launched a program to combat lead exposure in developing countries like South Africa and India. Lead kills 1.6 million people every year, more than malaria and AIDS put together.
Congressional Democrats have reached a deal with their Republican counter parts to revive the expanded the Child Tax Credit. The bill will benefit 16 million children in its first year and is expected to lift 400,000 children out of poverty in its first year. The proposed deal also has a housing provision that could see 200,000 new affordable rental units
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reasonsforhope · 6 months ago
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"Passed in February [2024], a massive subsidy program to help Indian households install rooftop solar panels in their homes and apartments aims to provide 30 gigawatt hours of solar power to the nation’s inventory.
The scheme, called PM-Surya Ghar, will provide free electricity to 10 million homes according to estimates, and the designing of a national portal—a sort of Healthcare.gov for solar panels—will streamline the process of installation and payment.
The program was cooked up because India had fallen woefully behind on its planned installations for rooftop solar. In many parts of the subcontinent, the sun is absolutely brutal and relentless, but by 2022, Indian rooftop solar power generation topped out at 11 gigawatts, which was 29 gigawatts under a national target set a decade ago.
Part of the challenge, Euronews reports, is that approval from various agencies and departments—as many as 21 different signatures in some cases—was needed to place a solar array on your house. Aside from this bureaucratic nightmare, the cost of installation was often higher than $5,000; more than half the average yearly income for a working Indian urbanite.
Under PM-Surya Ghar, subsidies for a 2-kilowatt solar array will cover as much as 60% of the installation costs, falling to 40% for arrays 3 kilowatts or higher. Loans set at around 7% interest rates will help families in need get started. 750 billion Indian rupees, or $9 billion has been set aside for the project.
Even in New Delhi, which can be covered in clouds and smog for days, solar users report saving hundreds during summer time on their electricity costs, with one apartment shaving $700 every month off energy bills.
PM-Surya Ghar is also seen as having the potential to cause a boom in the Indian solar market. Companies no longer have to go running around for planning and permitting requirements, and the government subsidies ensure their customer base can grow beyond the limits of household income."
-Good News Network, April 10, 2024
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dandelionsresilience · 1 month ago
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Dandelion News - October 15-21
Like these weekly compilations? Tip me at $kaybarr1735 or check out my Dandelion Doodles on Patreon!
1. EV owners volunteer to drive voters to the polls in 11 states (and you can too)
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“ChargeTheVote.org is a nonpartisan voter education and engagement initiative to enhance voter turnout in the 2024 election by providing zero-emission transportation in electric vehicles (EVs) to local polling locations. ChargeTheVote will also host a webinar for those who are interested in participating this coming Tuesday, October 22 at 7pm Eastern time.”
2. Kenya moves 50 elephants to a larger park, says it’s a sign poaching is low
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“The elephant population in the […”Mwea National Reserve”…] has flourished from its capacity of 50 to a whopping 156 […] requiring the relocation of about 100 of [them…. The] overpopulation in Mwea highlighted the success of conservation efforts over the last three decades.”
3. Australian start-up secures $9m for mine-based gravity energy storage technology
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““We expect to configure the gravitational storage technology [which the company “hopes to deploy in disused mines”] for mid-duration storage applications of 4 to 24 hours, deliver 80% energy efficiency and to enable reuse of critical grid infrastructure.“”
4. Africa’s little-known golden cat gets a conservation boost, with community help
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“[H]unting households were given a pregnant sow [… so that they] had access to meat without needing to trap it in the wild. […] To address income needs, Embaka started […] a savings and loan co-op[… and an] incentive for the locals to give up hunting in exchange for regular dental care.”
5. 4.8M borrowers — including 1M in public service — have had student debt forgiven
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“That brings the total amount of student debt relief under the administration to $175 billion[….] The Education Department said that before Biden's presidency, only 7,000 public servants had ever received student debt relief through the Public Service Loan Forgiveness program. […] "That’s an increase of more than 14,000% in less than four years.””
6. Puerto Rico closes $861M DOE loan guarantee for huge solar, battery project
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“The solar plants combined will have 200 megawatts of solar capacity — enough to power 43,000 homes — while the battery systems are expected to provide up to 285 megawatts of storage capacity. [… O]ver the next 10 years, more than 90 percent of solar capacity in Puerto Rico will come from distributed resources like rooftop solar.”
7. Tim Walz Defends Queer And Trans Youth At Length In Interview With Glennon Doyle
“Walz discussed positive legislative actions, such as codifying hate crime laws and increasing education[.… “We] need to appoint judges who uphold the right to marriage, uphold the right to be who you are [… and] to get the medical care that you need.””
8. Next-Generation Geothermal Development Important Tool for Clean Energy Economy
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““The newest forms of geothermal energy hold the promise of generating electricity 24 hours a day using an endlessly renewable, pollution-free resource[… that] causes less disturbance to public lands and wildlife habitat […] than many other forms of energy development[….]”
9. Sarah McBride hopes bid to be first transgender congresswoman encourages ’empathy’ for trans people
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““Folks know I am personally invested in equality as an LGBTQ person. But my priorities are going to be affordable child care, paid family and medical leave, housing, health care, reproductive freedom. […] We know throughout history that the power of proximity has opened even the most-closed of hearts and minds.”“
10. At Mexico’s school for jaguars, big cats learn skills to return to the wild
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“[A team of scientists] have successfully released two jaguars, and are currently working to reintroduce two other jaguars and three pumas (Puma concolor). [… “Wildlife simulation”] “keeps the jaguars active and reduces the impact of captivity and a sedentary lifestyle[….]””
October 8-14 news here | (all credit for images and written material can be found at the source linked; I don’t claim credit for anything but curating.)
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mindblowingscience · 8 months ago
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For years, banks have been financing large renewable power projects, from utility-scale solar farms to horizon-spanning wind farms. But smaller projects, like installing a heat pump in someone’s home or retrofitting affordable housing, often get passed over. They simply haven’t been lucrative enough. But the demand is there, which is why advocates have been clamoring for the federal government to support a so-called green bank, which will underwrite these sorts of projects. That green bank is now a reality. On Thursday, the EPA announced that it had awarded $20 billion in grants from the Inflation Reduction Act to eight organizations that will use the money to make loans that will help with those projects.
Continue Reading.
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astrojulia · 2 years ago
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Mermaid’s Guide to the Stars: Astrological Predictions for May 2023
May Calendar
May 1st - Pluto Rx in Aquarius
May 5th - Lunar Eclipse in Scorpio
May 7th to June 5th - Venus in Cancer
May 12th - Waning moon in Aquarius
May 15th - Mercury in Taurus
May 16th - Jupiter in Taurus
May 19th - New Moon in Taurus
May 20th to July 10th - Mars in Leo
May 21st - Sun in Gemini
May 27th - Waxing moon in Virgo
Navigation:   ੈ♡˳Masterlist    ੈ♡˳Pluto Transits   ੈ♡˳How to read Transits
       ੈ♡˳Askbox    ੈ♡˳Sources
Reminder: The dates are dd/mm/yyyy!
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Aries Rising and Sun
Hey there! In May, it looks like you might still be adjusting to the new events brought by the powerful solar eclipse in Aries. This was the first of a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024. Pluto will begin to retrograde on May 1st and will remain that way until October 11th. Although Pluto's fame can be scary, it affects the world more than the individual. On May 5th, the second eclipse of the year is coming. This lunar eclipse in Scorpio comes in a tense aspect with Uranus, so be attentive to your financial matters and regularly check your bank account and credit card to avoid strange charges. It's possible that you may need to insure your beloved belongings before the eclipse arrives. Alternatively, you may have a large pending payment related to a loan, taxes, or repair bills. Additionally, it's possible that you may discover an employee or partner is embezzling funds if they work for themselves. Another possibility is that this eclipse activates the subject of surgery in your life.On May 7th, Venus will begin its transit through Cancer, where it will remain until June 5th, allowing you to feel comfortable and pleasurable in your home. If the expense brought by the eclipse referred to the purchase of a property, now you may be thinking about how to decorate that new space.On May 15th, Mercury will resume direct motion in Taurus, helping you have more clarity on financial matters and ways to make money. The following day, on May 16th, Jupiter will ingress into Taurus to stay until May 24th, 2024, bringing great blessings to your financial and material life.On May 19th, there will be a New Moon in Taurus that comes together with Uranus, well-supported by Pluto, but tense with Saturn. This moon also activates material matters, indicating that to grow financially, sometimes you will encounter instability. However, this moon opens a door for money to flow, indicating the birth of an idea or project of a new source of income in your life.Mars begins to transit through Leo on May 20th and will remain in this sign until July 10th, helping you accelerate a project or idea that involves increasing your earnings. However, be aware of excessive authoritarianism and individualism, which can turn into selfishness and generate fights in relationships.On May 21st, the Sun will ingress into Gemini, and you will turn to matters involving lectures, courses, and studies. In summary, May 2023 will be intense and full of events, from financial events to opportunities for growth and learning.
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Taurus Rising and Sun
Hey, in May, you might be adjusting your life to the new patterns painted by a powerful solar eclipse in Aries. It was the first of a series of eclipses that will occur between 2023 and 2024.Pluto starts retrograding on the first day of May and will continue until 11/10. Before settling in Aquarius, Pluto will briefly go back to Capricorn from 11/06 to 20/01/2024. In 2023, we will still experience a kind of transition, with Pluto allowing us a free sample from 23/03 to 11/06 of what it will do in Aquarius and then returning to Capricorn to give us time to think about it.This Lunar Eclipse occurs in Scorpio on 05/05 in a tense aspect with Uranus. This eclipse could reveal someone close to you who is not honest. Make sure everything is going well in your relationship, as someone close to you may not be honest, and you would find out at the time of the eclipse.Two days later, on 07/05, Venus will begin its transit through Cancer, where it will remain until 05/06, and this movement will help you with any unresolved conversations or issues in your life.On 15/05, Mercury will resume its direct motion in the sign of Taurus, helping you express yourself and communicate better. The next day, on 16/05, Jupiter will enter Taurus to stay until 24/05/2024. Jupiter makes everything it touches grow, and it will be pouring blessings directly on your head, inaugurating a 12-month period ahead where luck will be on your side in countless ways, making you live one of the periods of greatest personal and material growth of your life.May holds a New Moon in Taurus on 19/05 that comes together with Uranus, well-supported by Pluto, but tense with Saturn. This Moon marks a new chapter in your life, a new version of you being born, a new way of presenting yourself to the world. Pluto will be supporting this Moon and from where it is, adds a touch of power and glamour to your image.In a month where everything fits, there is also room for a change in Mars, which begins to transit through Leo on 20/05 and remains in this sign until 10/07. Mars will help you get involved with a property or make repairs and improve your home. Alternatively, if you are not involved with your physical home, you may be focusing on a family matter.On 21/05, the Sun will enter Gemini to stay until 21/06, and you will focus on matters that involve your earnings and material resources, trying to understand how to achieve more success in this area. In a month where everything happens, there is room to move money too, and thus ends the intense and eventful May of 2023.
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Gemini Rising and Sun
Hey, in May you might be adjusting your life after a powerful solar eclipse in Aries. This was the first of a series of eclipses that will occur in the Aries-Libra axis between 2023 and 2024.On May 1st, Pluto will begin to retrograde and stay that way until 10th November. Pluto is already in Aquarius until 2043, but before settling definitively in this sign, it will briefly return to Capricorn from 11th June to 20th January 2024. In 2023, we are still in a kind of transition, as if Pluto allows us a free sample of what it will do in Aquarius from 23rd March to 11th June, and then returns to Capricorn to give us time to think about it.On May 5th, the second eclipse of the year is waiting for us. This lunar eclipse occurs in Scorpio and is tense in aspect with Uranus. Full moons are more emotional than new moons, and eclipses carry the strength of three full moons combined in one. Something will end and something will begin related to your work and health.Changes are happening in your work. If you own your own business, make sure no one is diverting money that belongs to you. Be careful with co-workers, perhaps they will reveal a secret of yours or you will discover something about them that shakes the relationship and it won't be possible to see them the same way as before.Your home life will also suddenly become volatile. It is possible that suddenly your house needs some repair due to a leak, breakage, or structural repair needs. If you have pets, keep a close eye on them around this eclipse.Uranus works to find a weak link in your health. Watch out for anxiety and try to relax in the days surrounding the eclipse, keep your schedule free and flexible.On May 7th, Venus will begin its transit through Cancer, where it will remain until June 5th, bringing material prosperity into your life. It can bring salary increases, increases in the value of your products and services in the market, and even a rewarding and quite profitable promotion.On May 15th, Mercury will resume direct motion in the sign of Taurus, helping you organize your life and routine to preserve your well-being. The next day, on May 16th, Jupiter will enter Taurus to stay until May 24th, 2024, and this is a great gift for your physical, mental, and spiritual health.On May 19th, a New Moon in Taurus, conjunct Uranus, well supported by Pluto, but tense with Saturn. This moon also activates spiritual matters and the focus on self-care and well-being. It marks a beginning, a first step.On May 20th, Mars begins to transit through Leo until July 10th, bringing a series of trips and moving writing and speaking tasks. If you work writing or speaking in public, you will be highly sought after now.On May 21st, the Sun enters Gemini, bringing a recharge of strength and vitality to you.
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Cancer Rising and Sun
Hey there! In May, you might be adjusting your life to the new designs painted by a powerful solar eclipse in Aries. It was the first of a series of eclipses happening on the Aries-Libra axis between 2023 and 2024. On May 1st, Pluto will begin to retrograde until October 11th. Pluto is already in Aquarius for a long stay until 2043, but before settling in this sign for good, it will briefly return to Capricorn from June 11th, 2023 to January 20th, 2024. In 2023, we will still experience a kind of transition, as if Pluto allows us a free sample of what it will do in Aquarius from March 23rd to June 11th, and then goes back to Capricorn to give us time to think about it.On May 5th, the second eclipse of the year awaits us. You might be thinking, "Another one?" And the answer is yes, we usually have four eclipses per year, and in some rarer years, even six eclipses are possible. This eclipse will affect two important areas of your life: romance and children. There is a possibility that you may hear something worrying about the person you are romantically involved with, or that a casual incident may reveal something that prevents the relationship from continuing as it was before. If you are in the midst of a separation or divorce, you may be in conflict with your ex about children if you have them. Of course, this eclipse is not inherently negative. If your dating or marriage is strong and happy, the surprise that the eclipse brings may even be highly positive, making you cry with happiness and emotion.On May 7th, Venus will begin its transit through Cancer, bringing peace and well-being. Venus will help you feel good in your own skin, making you calmer and more diplomatic, more graceful and courteous. Venus will also make you a more vain person, and this is a good time for aesthetic treatments or changes in appearance.On May 16th, Jupiter will enter Taurus to stay until May 24th, 2024, and this is a great gift for the realization of your dreams. Jupiter makes everything it touches grow, and it will be pouring blessings on long-held dreams, such as having children, visiting a place, living a great love, or simply acquiring a property or a certain lifestyle, inaugurating a 12-month period ahead in which you will realize a great dream, be it material or personal, making you live one of the most fulfilling periods of the decade.On May 19th, a New Moon in Taurus that comes together with Uranus brings a novelty, which can be an invitation or a proposal. It is also supported by Pluto, indicating that you will be relating to important people in your circle.Mars begins to transit through Leo on May 20th and remains in this sign until July 10th. Mars will help you earn more money from now on, adding strength, courage, and speed to your earnings.The Sun will enter Gemini on May 21st, and you will turn inward, to your intimacy and privacy, wishing to be more behind the scenes.
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Leo Rising and Sun
Hey there! In May, you'll still be adjusting to the changes that a powerful solar eclipse in Aries brought to your life. It was the first of a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024.On May 5th, the second eclipse of the year will occur, a lunar eclipse in Scorpio. This eclipse will activate matters involving your family and home, and you might be surprised by unexpected repairs and maintenance needs. Also, if you live in a rented space, keep an eye on your rental contract. You might also receive unexpected news from someone you live with.However, Mars and Saturn will be oriented towards the eclipse, creating a comforting and stabilizing vibe amidst the unpredictability.Two days later, on May 7th, Venus will begin its transit through the sign of Cancer, adding emotional well-being and comfort. On May 15th, Mercury will resume its direct motion in the sign of Taurus, helping you resolve any work or career-related issues that were at a standstill or some kind of misunderstanding.On May 16th, Jupiter enters Taurus and stays until May 24th, 2024, ushering in a 12-month period ahead where you'll see your career shine brightly. You'll be making a name for yourself! May also holds a New Moon in Taurus on May 19th that is conjunct Uranus, well-supported by Pluto, but tense with Saturn. This moon also activates career and professional life matters.In a month full of movement, there will also be a change in Mars, which begins to transit through Leo on May 20th and remains in this sign until July 10th.On May 21st, the Sun enters Gemini, and your focus will turn to events, social gatherings, and friendships.
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Virgo Rising and Sun
Hey, in May you might be adjusting to some new changes in your life due to a powerful solar eclipse in Aries. This is the first of a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024. On May 5th, Pluto will start its retrograde phase and will remain retrograde until October 11th. Pluto is already in Aquarius for a long stay until 2043, but before settling definitively in this sign, it will briefly return to Capricorn from June 11th to January 20th, 2024. In 2023, we'll still be in a kind of transition, as if Pluto allowed us a free sample of what he'll do in Aquarius from March 23rd to June 11th and then return to Capricorn to give us time to think about it.On May 5th, the second eclipse of the year is waiting for us. This lunar eclipse will occur in Scorpio. The family of eclipses on the Taurus-Scorpio axis began in 2021 on November 19th with a lunar eclipse in Taurus. Two new eclipses have recently arrived in this axis on October 25th, 2022, and November 8th, 2022, as a solar eclipse in Scorpio and a lunar eclipse in Taurus. This lunar eclipse that occurs in Scorpio on May 5th comes in a tense aspect with Uranus, which means its own nature is to be completely unpredictable and the ruler of chaos. This eclipse will shed light on matters involving contracts and written documents such as subpoenas, correspondence, or notifications.On May 7th, Venus will begin its transit through Cancer, where it will remain until June 5th, adding a touch of fun to your life. On May 15th, Mercury will resume direct motion in the sign of Taurus, helping you resolve any pending issues or delays involving travel, foreign affairs, and academic pursuits. The next day, on May 16th, Jupiter will enter Taurus to stay until May 24th, 2024, and this is a big move for you and the place you live in. Jupiter brings expansion, advancement, and going beyond boundaries and will be pouring blessings on foreign affairs and travel, inaugurating a 12-month period ahead in which you will be traveling a lot.May holds a New Moon in Taurus on May 19th, which comes together with Uranus, well supported by Pluto, but tense with Saturn. This Moon also activates matters involving travel and foreignization, and it touches on issues involving academia and university education. It may mark the moment when you receive news of a visa or foreign residence approval or at least, a trip to a state or country different from your own.On May 20th, Mars begins to transit through Leo and remains in this sign until July 10th, which may be an uncomfortable period for you. Mars will be activating matters involving silence and retreat, which can be stressful and unsettling. On May 21st, the Sun enters Gemini to stay until June 21st, and you'll focus on your career and professional life because this will be a phase of success and recognition in this field.
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Libra Rising and Sun
Hey, in May, you might be adjusting to life after a powerful solar eclipse in Aries. This was the first in a series that will happen between 2023 and 2024. Pluto starts going retrograde on May 1st and will be retrograde until October 11th. Pluto is already in Aquarius, but before it got to this sign, it briefly went back to Capricorn from June 11th to January 20th, 2024. In 2023, we'll be going through a transition, as if Pluto is giving us a free sample of what it's going to do in Aquarius before going back to Capricorn. On May 5th, the second eclipse of the year awaits us. We usually have 4 eclipses per year, and in some years, up to 6 are possible. Eclipses always come in pairs. This eclipse will bring news about salary, economy, or an unexpected expense. Mars and Saturn will be beautifully aligned for the eclipse, highlighting career and financial help. Venus starts its transit through Cancer on May 7th, indicating that prestige increases in career. Mercury resumes direct motion in Taurus on May 15th, helping you to have more clarity on how to deal with money. Jupiter enters Taurus on May 16th and will strongly move material issues such as profit, investments, and acquisition of material goods. May holds a New Moon in Taurus on May 19th, conjunct Uranus, well supported by Pluto, but tense with Saturn. This Moon speaks about a new investment, an acquisition, money that you decide to invest in something so it can grow. Mars starts transiting Leo on May 20th and remains in this sign until July 10th, helping to increase outings and move social relationships. The Sun enters Gemini on May 21st, and you will turn to matters involving travel, vacations, and new experiences.
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Scorpio Rising and Sun
Hey, in May you might be adjusting to the effects of a powerful solar eclipse in Aries, the first of a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024.On May 1st, Pluto will begin its retrograde and stay retrograde until October 11th. Before settling in Aquarius until 2043, Pluto will briefly return to Capricorn from June 11th to January 20th, 2024. In 2023, this means a kind of transition, allowing Pluto to show us what it will do in Aquarius from March 23rd to June 11th, before returning to Capricorn to give us time to think about it.Pluto has a scary reputation, but its forces are felt more collectively than individually. On May 5th, we'll have the second eclipse of the year, a lunar eclipse in Scorpio. We usually have four eclipses per year, and in some rare years, up to six eclipses are possible. Eclipses come in pairs, and the Taurus lunar eclipse of November 19th, 2021 marked the beginning of the eclipse family on the Taurus-Scorpio axis. The subsequent solar and lunar eclipses in Scorpio and Taurus that occurred on October 25th, 2022, November 8th, 2022, and October 28th, 2023 take the themes to a more advanced level of discussion.The lunar eclipse in Scorpio on May 5th brings a tense aspect with Uranus, making it hard to predict what might happen. However, you can expect this eclipse to bring your attention to a romantic or commercial relationship that could become closer and more exclusive.On May 7th, Venus will begin its transit through Cancer, and you'll feel a strong desire to try new things and break the routine. Additionally, if you're open to love, look beyond borders as you may find a passion in your life.On May 15th, Mercury will resume direct motion in Taurus, helping you to talk and establish the terms of a relationship. The next day, Jupiter will enter Taurus, bringing blessings to your partnerships and inaugurating a 12-month period where you'll take further steps in committed relationships.On May 19th, a New Moon in Taurus marks a new chapter in your life, whether in a commercial or romantic relationship. Pluto will support this Moon, indicating a major transformation for the better.On May 20th, Mars will begin transiting through Leo until July 10th, promoting your career and helping you achieve professional awards and accomplishments.On May 21st, the Sun will enter Gemini, leading you to focus on material investments and profits, which will be reflected in your career thanks to Mars' hard work.
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Sagittarius Rising and Sun
Hey there! May is bringing some pretty big astrological changes that could have an impact on your life. The second eclipse of the year is set to occur on May 5th, a lunar eclipse in Scorpio that might reveal hidden enemies and secrets. It's important to stay calm and flexible when dealing with the situations brought on by the eclipse. However, the good news is that Mars and Saturn will be nicely oriented for the eclipse, which could bring a comforting and stabilizing vibration amidst the unpredictability.In addition, Venus will begin its transit through Cancer on May 7th, which could increase your material power and bring in some extra cash. On May 15th, Mercury will resume direct motion in the sign of Taurus, helping you clarify situations at work and improving your health.On May 16th, Jupiter will enter Taurus and kick off a 12-month period where it supports good professional opportunities and healing and improvement for your health.May also brings a New Moon in Taurus on May 19th, which could mark an important new beginning in your professional life or bring in a new client for your business. Mars will also begin transiting through Leo on May 20th, which could help you seek professional development.Finally, the Sun will enter Gemini on May 21st, which might lead you to look at your partnerships and value those who are loyal and stand by your side.
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Capricorn Rising and Sun
Hey, in May, you might still be getting used to the changes brought on by that powerful solar eclipse in Aries that happened earlier this year. Pluto, which has been in Aquarius since 2023, will briefly move back to Capricorn in June 2024. It's a kind of transition year where we get a free sample of what Pluto will do in Aquarius, and then it moves back to Capricorn to give us time to think about it.The eclipses always come in pairs, and on May 5th, we'll have the second eclipse of the year, a Lunar Eclipse in Scorpio that comes in tense aspect with Uranus. This eclipse will affect your friendships and the groups you're a part of. You might accidentally stumble upon a secret involving one of your friends. Or you could experience a difficult situation or even a separation from a friend or group you belong to. But don't worry, there's also a chance that something good could come out of this eclipse, like a pleasant surprise related to your friendships.On May 7th, Venus begins its transit through Cancer and will stay there until June 5th, bringing happiness and lightness to your close relationships. On May 15th, Mercury will go direct in Taurus, helping you to see romance and fun grow even more in your life. On May 16th, Jupiter will ingress into Taurus and stay until May 24th, 2024, bringing considerable happiness and personal fulfillment to your life. This will be one of the most enjoyable periods of the decade for you!In May, we'll also have a New Moon in Taurus, conjunct Uranus and well-supported by Pluto, but tense with Saturn. This Moon will also activate the areas that Jupiter will help grow, and bring some exciting news. On May 20th, Mars begins to transit through Leo and stays there until July 10th, activating money, inheritance, wills, and investments. On May 21st, the Sun enters Gemini until June 21st, and you'll be taking a closer look at your daily routine and professional life.
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Aquarius Rising and Sun
Hey, in May, you might still be adjusting to the new changes brought about by a powerful solar eclipse in Aries. This was the first in a series of eclipses that will occur on the Aries-Libra axis between 2023 and 2024.Pluto has already moved into Aquarius for a long stay until 2043, but before settling into this sign permanently, it will briefly return to Capricorn from 11/06 to 20/01/2024. So in 2023, we'll still be going through a kind of transition, as if Pluto is giving us a free sample from 23/03 to 11/06 of what it will do in Aquarius, and then returning to Capricorn to give us time to think about it.The second eclipse of the year will happen on 05/05. This lunar eclipse in Scorpio will be in a tense aspect with Uranus, activating issues involving your career, reputation, and professional progress. Unexpected changes at home and in your family life may be affecting your work and professional development. Try not to overload your schedule because when this eclipse arrives, you may find yourself in a situation where your career needs you as much as your family does.Uranus can be unpredictable, but Mars and Saturn will be beautifully aligned with the eclipse, touching on your ability to reinvent yourself, survive crises, and even profit from them. With Uranus involved, it's impossible to say exactly what an eclipse will bring, but I can tell you that Mars and Saturn will create a comforting and stabilizing vibration amidst the unpredictability of the eclipse.On 07/05, Venus will begin its transit through Cancer, where it will remain until 05/06. This movement will come to resolve setbacks and even conflicts that the professional environment may be experiencing.On 15/05, Mercury will resume direct motion in the sign of Taurus, helping you resolve any family issues that have come to light and have been worrying you or even harming your career and work. The next day, on 16/05, Jupiter enters Taurus to stay until 24/05/2024, and this is a great gift for your family life as well.May holds a New Moon in Taurus on 19/05, which comes together with Uranus, well-supported by Pluto but tense with Saturn. This Moon also activates issues of home, family, and household, and you may be inaugurating your new home on this date or very close to it.Mars begins to transit through Leo on 20/05 and remains in this sign until 10/07. Mars places a lot of emphasis on close relationships, whether they be work or romantic, so you may be very focused on forming a bond or committed relationship with another person, whether it be in love (marriage) or in a business partnership or collaboration.The Sun enters Gemini on 21/05, and this is a period when you may start thinking about the subject of children, and a growing desire to make your mark in the world may also emerge.
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Pisces Rising and Sun
Hey there! In May, you might still be adjusting to the changes brought about by a powerful solar eclipse in Aries. This was just the first in a series of eclipses that will take place along the Aries-Libra axis between 2023 and 2024. On May 1st, Pluto will begin its retrograde motion, which will last until October 11th. Pluto is already in Aquarius for a long stay that will last until 2043, but before settling definitively into this sign, it will briefly return to Capricorn from June 11th to January 20th, 2024. So, in 2023, we will still be in a kind of transition, as if Pluto is giving us a free sample of what it will do in Aquarius from March 23rd to June 11th, and then returning to Capricorn to give us time to think about it.On May 5th, the second eclipse of the year awaits us. This lunar eclipse in Scorpio comes in a tense aspect with Uranus and will affect one of these areas for you: long-distance travel, immigration, citizenship and foreign residence, publishing and broadcasting projects, college and graduate school opportunities, and legal issues or lawsuits. You may need to make an unexpected trip or rush to solve a problem involving travel or immigration documents.On May 16th, Jupiter will enter Taurus and stay there until May 24th, 2024. This is a great move for you to further increase your ability to express yourself and reach an incredible number of people willing to listen.On May 19th, there will be a New Moon in Taurus, which comes together with Uranus, well supported by Pluto, but tense with Saturn. This Moon also activates matters involving communication and business. Any attention you receive in May can attract some rivalry and competition at work, which can ignite sparks of conflict and friction in the professional environment. It's best to ignore it.On May 21st, the Sun will enter Gemini and stay there until June 21st, and your focus will be on your family and home.
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Sources:
[24] Astronalia | Mariane Chagas. Disponível em:https://www.youtube.com/@astronalia . Acesso em: 29 mar. 2023.
Dividers Arts//Dividers Wings
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rjzimmerman · 1 month ago
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Excerpt from this story from Canary Media:
The federal government has just finalized a $861 million loan guarantee to fund what will be Puerto Rico’s largest utility-scale solar and battery storage installations.
In July, the Department of Energy’s Loan Programs Office announced a conditional commitment to finance two solar-plus-storage facilities on the southern coast of the island, plus two standalone battery energy storage systems. The solar plants combined will have 200 megawatts of solar capacity — enough to power 43,000 homes — while the battery systems are expected to provide up to 285 megawatts of storage capacity.
The installations, collectively called Project Marahu, will be led by Clean Flexible Energy LLC, an ​“indirect subsidiary” of the U.S. energy companies AES Corp. and TotalEnergies Holdings USA. Facilities will be located in the municipalities of Guayama and Salinas.
The DOE offers loans for clean energy projects on the condition that borrowers meet certain financing and administrative requirements. According to the agency, the company has now met all those conditions — meaning soon, hundreds of millions of dollars will start flowing toward construction.
Project Marahu is expected to come online sometime in��2025.
Jigar Shah, director of the DOE’s Loan Programs Office, told Canary Media that the loan presents a major opportunity to diversify and stabilize Puerto Rico’s grid, which currently relies on fossil fuels to produce more than 90 percent of its electricity. ​“There’s a huge potential for additional projects like this,” he said.
The loan is somewhat of a departure for Shah’s office, which typically invests in emerging clean energy technologies that have yet to be commercialized. In this case, the Puerto Rico government sought federal assistance to replace some of its oldest diesel-fired power plants with solar and storage projects through the Energy Infrastructure Reinvestment Program, which was created by the Inflation Reduction Act to help repurpose or replace existing fossil fuel infrastructure, Shah said.
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insert-witty-user-name-here · 5 months ago
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50+ Good Things from the Biden Administration
Just a list of 50+ good things the Biden Administration has done in the last 4 years because I’ve been hearing too much rhetoric that it doesn’t matter who you vote for. It does make a difference. 
Increased access to healthcare and specifically codified protections for LGBTQ+ patients against discrimination. (x) 
Strengthened women's reproductive rights by increasing access to reproductive health care, improving confidentiality to protect against criminalization for patients receiving reproductive care, and revoked Medicaid waivers from states that would exclude providers like Planned Parenthood, and more. (x)
Expanded healthcare and benefits for veterans through the PACT Act (x)
Cemented protections for pregnant and postpartum workers through the Pregnant Workers Fairness Act and PUMP for Nursing Mothers Act. 
Improved access to nursing homes for those who receive Medicaid services and established, for the first time, a national minimum staffing requirement for nursing homes to ensure those in their care receive sufficient support.  (x) 
Lowered healthcare costs for those with Medicare which capped insulin for seniors at $35 a month, made vaccines free, and capped seniors’ out of pocket expenses at the pharmacy through the Inflation Reduction Act. 
Fully vaccinated 79% of American adults against COVID-19 (I know this is old news now this is a big deal) 
Banned unfair practices that hide housing fees from renters and homebuyers when moving into a new home (x) 
Reduced the mortgage insurance premium for Federal Housing Administration (FHA) mortgages and clarified that inflated rents caused by algorithmic use of sensitive nonpublic pricing and supply information violate antitrust laws. (x) 
Increased protections for those saving for retirement from predatory practices. (x)
Helped millions of households gain access to the internet through the Affordable Connectivity Program. (x) 
Restored net neutrality (net neutrality is a standard which ensures broadband internet service is essential and prohibits interna providers from blocking, engaging in paid prioritization, and more.) (x)
Increased protections for loan holders as well as increased access to loans (x)
Cut fees that banks charge consumers for overdrawing on their accounts. (x)
Reaffirmed HUD’s commitment to remedy housing discrimination under the Fair Housing Act (which was– surprise, surprise– halted under the Trump administration). (x)
Rejoined the Paris Climate Accords.  
Listed more than 24 million acres of public lands across the country as environmentally protected and has channeled more than $18 billion dollars toward conservation projects. (And revoked the permit for the Keystone XL pipeline amongst others). 
Invested $369 billion to reduce greenhouse emissions and promote clean energy technologies through the Inflation Reduction Act. Through the tax incentives under the Inflation Reduction Act, renewable energy (such as wind, solar, and hydropower) has surpassed coal-fired generation in the electric power sector for the first time, making it the second-biggest source of energy behind natural gas. (x)
Strengthened protections against workplace assault through the Speak Out Act. (x) 
Increased protections for workers during the union bargaining process (x)
Is making it easier for passengers to obtain refunds when airlines cancel or significantly change their flights, significantly delay their bags, or fail to provide extra services when purchased. (x)  
Invested $1.2 trillion into roads, waterlines, broadband networks, airports and more allowing for more bridges, railroads, tunnels, roads, and more through the Inflation Reduction Act (which also added 670,000 jobs). (idk about you but I like driving on well maintained roads and having more rail options).  
Strengthened overtime protections for federal employees (x)
Raised the minimum wage for federal workers and contractors to $15. (x)
Strengthened protections for farmworkers by expanding the activities protected from retaliation by the National Labor Relations Act and more. (Previously anti-retaliation provisions under the National Labor Relations Act applies mostly to only U.S. citizens) (x)
Invested $80 billion for the Internal Revenue Service to hire new agents, audit the wealth, modernize its technology, and more. Additionally, created $300 billion in new revenue through corporate tax increases. (x) 
Lowered the unemployment rate to 3.5% — the lowest in 50 years. 
Canceled over $140B of student debt for nearly 40 million borrowers. (x)
Strengthened protections for sexual assault survivors, pregnant and parenting students, and LGBTQ+ students in schools through an updated Title IX rule. This updated rule strengthens sexual assault survivors rights to investigation– something that had been gutted under the Trump administration, strengthens requirements that schools provide modifications for students based on pregnancy, prohibits harassment based on sexual orientation or gender identity, and more. (x)
Revoked an order that limited diversity and inclusion training. (x)
Cracked down on for profit colleges. (x)
Reaffirmed students’ federal civil rights protections for non-discrimination based on race, national origin, disability, religion, sexual orientation, gender in schools. Specifically, the Department of Education made clear students with disabilities’ right to school, limiting the use of out of school suspensions and expulsions against them. (x) (x) 
Enhanced the Civil Rights Data Collection, a national survey that captures data on students’ equal access to educational opportunities. These changes will improve the tracking of civil rights violations for students, critical for advocates to respond to instances of discrimination. 
Provided guidance on how colleges and universities can still uphold racial diversity in higher education following the Supreme Court decision overturning affirmative action. (x) 
Issued a federal pardon to all prior Federal offenses of simple possession of marijuana. Additionally, the DEA is taking steps to reclassify marijuana as a Schedule III substance instead of a Schedule I, limiting punishment for possession in the future. (x) 
Changed drug charges related to crack offenses, now charging crack offenses as powder cocaine offenses. This is a big step towards ending the racial disparity that punishes crack offenses with greater severity than offenses involving the same amount of powder cocaine. (x) 
Lowered the cost of local calls for incarcerated people through the Martha Wright-Reed Just and Reasonable Communications Act as well as increased access for video calls (especially impactful for incarcerated people with disabilities). (x) 
Enacted policing reforms that banned chokeholds, restricted no-knock entries, and restricted the transfer of military equipment to local police departments. (x)
Established the National Law Enforcement Accountability Database (NLEAD) which will better track police officer misconduct. This database will vet federal law enforcement candidates who have a history of misconduct from being rehired and will make it easier and faster to charge police officers under the Death in Custody Reporting Act. (x) 
Added disability as a protected characteristic alongside race, gender, religion, and sexual orientation. Under the law, police officers are prohibited from profiling people based on these characteristics. …It sadly happens anyway but now there’s an added legal protection which means a mechanism to convict police officers should they break the law. (x) 
Required federal prisons to place incarcerated individuals consistent with their chosen pronouns and gender identity. (x) 
Expanded gun background checks by narrowing the “boyfriend” loophole to keep guns out of the hands of convicted dating partners, strengthening requirements for registering as a licensed gun dealer (closing the “gun show loophole”), and more through the Bipartisan Safer Communities Act.  (x) 
Increased mental health programs within police departments to support officers experiencing substance use disorders, mental health issues, or trauma from their duties. (x)
Lifted Trump era restrictions on the use of consent decrees. The Justice Department uses consent decrees to force local government agencies (like police departments) to eliminate bad practices (such as widespread abuse and misconduct) that infringe on peoples’ civil rights. (x) 
Improved reporting of hate crimes through the COVID-19 Hate Crimes Act (x) 
Nominated the first Black woman to sit on the Supreme Court 
Confirmed 200 lifetime judges to federal courts, confirming historic numbers of women, people of color, and other judges who have long been excluded from our federal court system. (64% are women, 63% are people of color) 
Designated Temporary Protected Status (TPS) status for immigrants from Cameroon, Haiti, ​​El Salvador, Haiti, Honduras, Nepal, Nicaragua, Sudan, and more. (x) 
Ended the discriminatory Muslim and African bans (x). 
Provided a pathway to citizenship for spouses of U.S. citizens that have been living in the country without documentation. (x) 
Expanded healthcare to DACA recipients (x) 
This one is… barely a win but not by fault of the Biden Administration. The Department of Homeland Security as of Feb 2023 has reunited nearly 700 immigrant children that were separated from their families under Trump’s Zero Tolerance Policy. From 2017-2021, 3,881 children were separated from their families. About 74% of those have been reunited with their families: 2,176 before the task force was created and 689 afterward. But that still leaves nearly 1,000 children who remain tragically separated from their families from under the Trump Administration. (x)
(okay this one is maybe only exciting for me who’s a census nerd) Revised federal standards for the collection of race and ethnicity data, allowing for federal data that better reflect the country’s diversity. Now, government forms will include a Middle Eastern/ North African category (when previously those individuals would check “white”). Additionally, forms will now have combined the race & ethnicity question allowing for individuals to check “Latino/a” as their race (previously Latine individuals would be encouraged to check “Latino” for ethnicity and “white” for race… which doesn’t really resonate with many folks). (x) (I know this sounds boring but let me tell you this is BIG when it comes to better data collection– and better advocacy!).
Rescinded a Trump order that would have excluded undocumented immigrants from the 2020 Census which would have taken away critical funds from those communities. 
Required the U.S. federal government and all U.S. states and territories to recognize the validity of same-sex and interracial civil marriages by passing the Respect for Marriage Act, repealing the Defense of Marriage Act.
Reversed Trump’stransgender military ban. 
Proposed investments in a lot of programs including universal pre-k, green energy, mental health programs across all sectors, a national medical leave program for all workers and more. (x) 
Last… let’s also not forget all the truly terrible things Trump did when he was in office. If you need a reminder, scroll this list, this one mostly for giggles + horror, for actual horror about what a Trump presidency has in store, learn about ‘Project 2025’ from the Heritage Foundation. I know this post is about reasons to vote FOR Biden but let’s not forget the many, many reasons to vote for him over Trump. 
So, there it is, 50+ reasons to vote for Biden in the 2024 Election. 
Check your voter registration here, make a plan to vote, and encourage your friends to vote as well. 
All in all, yeah… there’s a lot of shitty things still happening. There’s always going to be shit but things aren’t going to change on their own. And that change starts (it certainly doesn’t end) with voting. 
Go vote in November. 
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plethoraworldatlas · 7 months ago
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The Green Bank for Rural America has won a $500 million federal award to advance clean energy technology projects in the 13-state Appalachian region and in “energy communities” with a connection to the coal industry.
The green bank expects to leverage private capital to finance $2.25 billion in 2,750 clean energy projects, including distributed solar and storage projects. Other eligible project types under the federal award program are new or renovated buildings with low carbon emissions, and projects supporting zero-emission transportation.
The U.S. Environmental Protection Agency (EPA) made a total of $6 billion in awards to five green banks through the Clean Communities Investment Accelerator, all of which “will flow to low-income and disadvantaged communities,” said a White House press release.
Each of the five green banks receiving the awards will allocate the funds to community lenders, primarily to make loans to projects. A small portion of funds will be used to provide technical assistance to those lenders. The Green Bank for Rural America will provide technical assistance on topics including structuring contracts with local utilities for the sale of solar or wind power.
The Green Bank for Rural America expects to provide capitalization funding to about 100 participating community lenders and investors serving rural areas, with most funding provided in commitments of $10 million or less, and a few commitments ranging up to $50 million. The bank, established by Appalachian Community Capital, will be structured to be a self-sustaining entity.
The support to community lenders will not only finance near-term deployment of climate and clean energy projects, the White House said, but also build the lenders’ capacity to “finance projects at scale for years to come.”
The green bank expects to leverage private capital to finance $2.25 billion in 2,750 clean energy projects, including distributed solar and storage projects. Other eligible project types under the federal award program are new or renovated buildings with low carbon emissions, and projects supporting zero-emission transportation.
The U.S. Environmental Protection Agency (EPA) made a total of $6 billion in awards to five green banks through the Clean Communities Investment Accelerator, all of which “will flow to low-income and disadvantaged communities,” said a White House press release.
Each of the five green banks receiving the awards will allocate the funds to community lenders, primarily to make loans to projects. A small portion of funds will be used to provide technical assistance to those lenders. The Green Bank for Rural America will provide technical assistance on topics including structuring contracts with local utilities for the sale of solar or wind power.
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inlibrariusvenefica · 1 year ago
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Solar Return 2023-2024
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Bday is approaching, time to post next cycle's Solar Return!
Solar Return AC at 15° Capricorn. With Capricorn, I may be approaching this year with seriousness and may need to pay attention to my hair, teeth, bones, legs, joints, and knees. May present myself as authoritative, stubborn, ambitious, unapproachable. My SR AC falls into my natal 8H (death, transformation, joint resources, spirituality, heirlooms, inheritances, insurance, legacies, others' resources, occultism, psychicism, and regeneration). Since Capricorn is a cardinal sign, I may start something new, and since it is an earth sign, this may be a productive year.
9H Sun= Reassess beliefs (mundane and spiritual). Growing and learning. Travel, advanced schooling. By the time my 2023 SR begins, I will have already been back in grad school for 2 months.
8H Moon= More aware of emotional needs. Studying psychology. Emotional situations are more complex. Increased intuition. Reserve judgment if you can't distinguish between psychicism and anxiety.
Virgo Moon= Busy working behind the scenes. Easier time to stick to a health plan. Have more responsibilities than usual.
Waning crescent moon phase= Conclusion of a cycle. Reaping what you've sown. Let go of the past, embrace the future.
9H Mercury= Intense learning. Very interested in topic of study. You might be the teacher and not the student. Us your education to reassess your beliefs.
8H Venus= Relationships are more intense and complicated. Psychological forces play a strong role in your feelings of attraction to, and your repulsion from others. There may be power struggles in relationships. May receive money from sources other than your own earning power.
9H Mars= Identify strongly with your beliefs. Support your words with actions and work for those causes you believe in. if you believe you've been wronged, you will tend to take an offensive position. Consider ways to express anger in a more constructive manner.
4H Jupiter= Need for increased peace and security in your home. May start to beautify your house. Projects tend to be minor, renovations are not likely. Issues concerning retirement are important. Might pay off mortgage, refinance loan at lower rate. Emotional swings likely. Emotional happiness or fulfillment.
2H Saturn= Learning to live with less. Reassess your value system and establish priorities consistent with your future goals and present earning power. may have to budget your income. Morals and values are important and may have you stay in a difficult situation. desire to limit all excesses and overindulgences. Since I'll be back in grad school, I have to be careful with my spending so I can have enough money for tuition.
4H Uranus= Disruptive changes in the home. Maybe rearrange or remodel. Sudden repairs are possible. May feel restless at home. Emotional disruptions. Changes in health or independence of relatives.
2H Neptune= Monetary uncertainty. Rumors of layoffs or pay cuts. Salary situation usually 99% uncertainty with no actual loss but it still makes you anxious. Tendency to be free with money. Act of giving should be from love. Reassess issues of self worth if you are in situations where you are unappreciated. Money and possessions could be seen as unimportant in the long run.
1H Pluto= Strong desire for self control, emphasis on personal power issues. Self improvement. Unresolved psychological issues. Confrontation with your deepest self. Heal yourself and claim your power.
Natal Points to SR Points
Venus conjunct Mars= passions stimulated and you pursue the focus of your desires.
Vertex conjunct Mars= Could attract aggressive/assertive people.
Jupiter conjunct North Node= Adopt new spiritual beliefs that help to establish lifestyle and goals for future. Receive greater status or influence at work. Advanced studies.
Pluto conjunct MC= Peak in career or dramatic change in direction of life. Results depend on how true you've been to yourself. Elimination of something significant in personal life to allow for further development in career
SR Midheaven falls in natal 6th House= Maybe overbearing boss. Maybe health issues that have an impact on career
Other Notes
SR Mars trine SR Saturn= Patience and endurance
Jupiter trine AC=maybe a lucky year
Capricorn AC= this year's aesthetic is business-like, old money, classic.
Chart ruler in 2H= money and material security is a main theme
Moon in Virgo= overthinking
Sun conjunct Destinn=Thing that happen and people you meet will be life changing. Will meet people who will be important for your growth
Rip (not shown) conjunct Mars in 9H= may lose someone in a violent way, aunt/uncle from father's side (in a "female's" chart)
1H Pluto= Identity is discovered and it can transform your life. May change appearance.
Sun conjunct Mercury= Lots of work this year
Ruler of MC in 1H= Career where your personality is important. More of a leader than follower. Others see you as professional.
9H stellium= Focus on higher learning, travel
Venus conjunct Juno (wide)= eager to establish a solid partnership. May attract love interests and romantic partners
Juno conjunct Vertex (wide)= fated meeting soulmate (of any kind)
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financesevaloan · 2 years ago
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Credit Report Online
What is a credit report?
A credit report is a statement of credit activities and current credit situation and the status of your credit accounts. Lenders use this credit report online to ensure that they will loan the money on what interest rate. They also determine that the customer meets the terms and conditions of an existing credit account. Most of the people have more than one credit report. Credit reporting companies, also known as credit bureaus or consumer reporting agencies, collect and store financial data about customers that is submitted to them by creditors, such as lenders, credit card companies, and other financial companies. Creditors are not required to report to every credit reporting company.
Can you check credit reports online?
You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). You can request and review your free what is credit report through many ways or various sites through internet such as CRED click on 'check credit score'. next, enter your name, phone number, and email ID, then click on confirm. You will receive your CIBIL score report on your registered email ID and via WhatsApp. Or You can request a copy from AnnualCreditReport.com. You can request and review your free report through one of the following ways: Online: Visit AnnualCreditReport.com.
One important thing which we need to remember that It is very important to check the report and see whether the details mentioned are correct. This can help individuals guard against fraud and identity theft. They can check their reports and get the errors rectified by informing the credit agency or the bank.
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batboyblog · 8 months ago
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Things Biden and the Democrats did, this week #13
April 5-12 2024
President Biden announced the cancellation of a student loan debt for a further 277,000 Americans. This brings the number of a Americans who had their debt canceled by the Biden administration through different means since the Supreme Court struck down Biden's first place in 2023 to 4.3 million and a total of $153 billion of debt canceled so far. Most of these borrowers were a part of the President's SAVE Plan, a debt repayment program with 8 million enrollees, over 4 million of whom don't have to make monthly repayments and are still on the path to debt forgiveness.
President Biden announced a plan that would cancel student loan debt for 4 million borrowers and bring debt relief to 30 million Americans The plan takes steps like making automatic debt forgiveness through the public service forgiveness so qualified borrowers who don't know to apply will have their debts forgiven. The plan will wipe out the interest on the debt of 23 million Americans. President Biden touted how the plan will help black and Latino borrowers the most who carry the heavily debt burdens. The plan is expected to go into effect this fall ahead of the election.
President Biden and Vice-President Harris announced the closing of the so-called gun show loophole. For years people selling guns outside of traditional stores, such as at gun shows and in the 21st century over the internet have not been required to preform a background check to see if buyers are legally allowed to own a fire arm. Now all sellers of guns, even over the internet, are required to be licensed and preform a background check. This is the largest single expansion of the background check system since its creation.
The EPA published the first ever regulations on PFAS, known as forever chemicals, in drinking water. The new rules would reduce PFAS exposure for 100 million people according to the EPA. The Biden Administration announced along side the EPA regulations it would make available $1 billion dollars for state and local water treatment to help test for and filter out PFAS in line with the new rule. This marks the first time since 1996 that the EPA has passed a drinking water rule for new contaminants.
The Department of Commerce announced a deal with microchip giant TSMC to bring billions in investment and manufacturing to Arizona. The US makes only about 10% of the world's microchips and none of the most advanced chips. Under the CHIPS and Science Act the Biden Administration hopes to expand America's high-tech manufacturing so that 20% of advanced chips are made in America. TSMC makes about 90% of the world's advanced chips. The deal which sees a $6.6 billion dollar grant from the US government in exchange for $65 billion worth of investment by TSMC in 3 high tech manufacturing facilities in Arizona, the first of which will open next year. This represents the single largest foreign investment in Arizona's history and will bring thousands of new jobs to the state and boost America's microchip manufacturing.
The EPA finalized rules strengthening clean air standards around chemical plants. The new rule will lower the risk of cancer in communities near chemical plants by 96% and eliminate 6,200 tons of toxic air pollution each year. The rules target two dangerous cancer causing chemicals, ethylene oxide and chloroprene, the rule will reduce emissions of these chemicals by 80%.
the Department of the Interior announced it had beaten the Biden Administration goals when it comes to new clean energy projects. The Department has now permitted more than 25 gigawatts of clean energy projects on public lands, surpass the Administrations goal for 2025 already. These solar, wind, and hydro projects will power 12 million American homes with totally green power. Currently 10 gigawatts of clean energy are currently being generated on public lands, powering more than 5 million homes across the West. 
The Department of Transportation announced $830 million to support local communities in becoming more climate resilient. The money will go to 80 projects across 37 states, DC, and the US Virgin Islands The projects will help local Infrastructure better stand up to extreme weather causes by climate change.
The Senate confirmed Susan Bazis, Robert White, and Ann Marie McIff Allen to lifetime federal judgeships in Nebraska, Michigan, and Utah respectively. This brings the total number of judges appointed by President Biden to 193
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theculturedmarxist · 1 year ago
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In 2020, as the coronavirus pandemic raged unchecked across America, President Donald Trump offered Democratic state governors an exceedingly cruel ultimatum: If you want help from the federal government, you “have to treat us well.” That exchange — lifesaving medical equipment for blue-state political support — reflects the inverse logic of the Biden administration as it seeks to revamp domestic manufacturing by directing billions of dollars into deep-red states, money that will be used to subsidize lower-paying jobs that will ultimately be able to replace union work in states that voted for Joe Biden.
In late June, the Department of Energy’s Loan Program Office granted a $9.2 billion loan — its largest ever — to Ford and its joint venture partner, the Korean firm BlueOval SK, to build battery plants in Tennessee and Kentucky. The cash injection follows other projects, like a sprawling chip manufacturing plant and close to a dozen solar manufacturing sites across the South.
The loan, issued from the Department of Energy office that drew billions of dollars for investments in green energy under the Inflation Reduction Act, stems from Biden’s pledge to make half of all vehicles sold in 2030 zero emission. That undertaking means more plants that manufacture components of gas-powered vehicles are sure to close in coming years. Those jobs are overwhelmingly union and heavily based in swing states or blue states. While the administration’s investments so far may notch it a win in the war against offshoring and the White House’s perceived threat in the looming menace of Chinese competition, the White House’s handling of the transition to green energy — including where it invests federal dollars and whether it protects union workers’ jobs — will have implications not only for the climate crisis, but also for Democrats’ electoral prospects.
The success of the climate program will require continued federal commitment. Biden is placing a bet that clean energy investments could ultimately work the same way as the military-industrial complex. The military and its allied contractors have made sure to set up bases and/or manufacturing facilities in nearly every congressional district in the country, with extra attention paid to areas represented by key lawmakers. That has produced durable support for ever-expanding military budgets. Whether the same could be accomplished for the clean energy industry is an open question, but so far, Republicans from districts that have won federal awards have nevertheless voted to repeal the Inflation Reduction Act, which funds the tax breaks. By subsidizing the decline of union jobs, the Biden administration risks empowering lawmakers who will then move to end the subsidies altogether.
“What Biden is doing is politically insane, environmentally bankrupt, and it’s poor economics,” Larry Cohen, former president of the Communications Workers of America and board member of Our Revolution, told The Intercept. “The White House and my old friend John Podesta” — who is overseeing the federal government’s spending of climate incentives in the Inflation Reduction Act — “should have labor-centered guidelines about where these investments are going, whether it’s in purple states like Michigan, whether it’s in Philadelphia, whether it’s in Ohio, there are acres and acres of devastated industrial landscape that need new investment as opposed to cornfields. The total lack of consideration for workers could certainly make the difference in 2024.”
During the 2020 presidential election, Biden won Michigan by just 150,000 votes. It was a hard-fought win for Democrats, who had lost the state in 2016 for the first time in two decades — and it was due in no small part to the United Auto Workers’, or UAW, political machine, which spent just under $10 million on nationwide political donations during the 2020 election cycle and many millions more on political outreach and media in Michigan. That money followed Biden’s promise to be the most pro-union president in recent memory, a claim he has continued to make while in office.
Ahead of 2024, Michigan Democrats find themselves in a strong position against their GOP opponents. Gov. Gretchen Whitmer cruised to reelection with a 10-point margin in November after seizing on the need to safeguard abortion access from GOP attacks, and, for the first time in 40 years, Democrats gained control of both of Michigan’s legislative chambers.
Despite the tailwinds, the Biden campaign will need to court every voter it can to clinch the election in what is still a purple state. Republicans, who will also be vying to gain a Senate seat in Michigan, have signaled that they believe the state is competitive given the election year turnout boost that a Trump candidacy will provide.
The UAW’s 130,000 members in Michigan — almost the same number of votes that made the difference for Biden three years ago — form an important voting bloc. In addition to their individual votes, UAW members are active donors and get-out-the-vote organizers. The union’s newly elected president, Shawn Fain, recently said the UAW would continue withholding the endorsement of its hundreds of thousands of members for Biden’s reelection until more progress was made on supporting members through the green energy transition.
Fain also lashed out at the president when news of the Energy Department loan to Ford broke, reminding him that union support is a privilege, not a right.
“We have been absolutely clear that the switch to electric engine jobs, battery production and other [electric vehicle] manufacturing cannot become a race to the bottom,” Fain said in a June 23 statement. “Not only is the federal government not using its power to turn the tide — they’re actively funding the race to the bottom with billions in public money.”
Rep. Rashida Tlaib, who represents autoworkers in her Detroit-area district, was similarly critical of the loan. “The federal government shouldn’t be subsidizing the automakers’ expansion into states that are hostile to labor rights,” Tlaib told The Intercept. “The automakers must act fairly towards its union workers, especially after the UAW workers sacrificed so much during hard times for the industry. The rapid transition to electric vehicles that we need cannot come at the expense of the people making them.”
Union members have already taken losses in the run-up to the Biden administration’s investments in green energy. General Motors, another one of the big three automakers, recently opened a battery plant in Warren, Ohio, where starting wages for union members are about half of what wages were at an Ohio plant the manufacturer shuttered in 2019. Sen. Bernie Sanders criticized GM’s reduction in wages at the new plant, which opened last year. “The government is putting a lot of money into transitioning our economy to a non-fossil fuel economy,” Sanders said in April. “We want to see workers get a fair shake, not just the CEOs of the companies.”
The same week Ford secured a loan for its joint venture, the manufacturer announced it would lay off significant numbers of employees, following a 3,000-person cull in August of last year. While the plants planned for Tennessee and Kentucky will create 7,500 jobs, according to the Energy Department, workers will have to fight for higher wages and benefits while the company continues to downsize its combustion operations.
When it announced the joint venture loan to Ford, the Department of Energy’s loan office project said that it was committed to creating good-paying jobs with labor protections. “[BlueOval SK] is actively engaging with local stakeholders to develop a diverse local workforce and network of suppliers. To ensure the availability of skilled labor for construction, BOSK is constructing the projects under project labor agreements. In addition, [the Loan Program Office] works with all borrowers to create good-paying jobs with strong labor standards during construction, operations, and throughout the life of the loan and to adhere to a strong Community Benefits Plan.”
Yet neither the loan office nor the White House responded to The Intercept’s questions about the community benefits plan, including whether there are legally binding aspects in the loan terms that could provide tangible benefits for workers seeking to unionize in right-to-work states.
Ford, for its part, told The Intercept that it “has every reason to expect that BlueOval SK will pay competitive wages and benefits so they can attract and retain the workforce needed to build high tech batteries. Employees at BlueOval SK’s battery plants in Tennessee and Kentucky will be able to choose whether they organize, a right that Ford fully respects and supports,” according to spokesperson Melissa Miller. Asked whether the loan contained any terms to that effect, Miller added, “We’re not able to provide additional details on loan terms.”
Fain, the UAW president, took a different view. “These companies are extremely profitable and will continue to make money hand over fist whether they’re selling combustion engines or [electric vehicles],” Fain said. “Yet the workers get a smaller and smaller piece of the pie. Why is Joe Biden’s administration facilitating this corporate greed with taxpayer money?”
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Plywood processing company Troja, which is a related company of Latvijas Finieris company, plans to significantly expand the production capacity of renewable energy by installing more than 400 solar panels with a total capacity of 164 kW at the factory in Riga. The project is co-financed by Development Finance Institution Altum within the framework of the European Union Recovery Fund program by granting a loan with a capital discount of 40 thousand euros(..). The panels installed on the roof of the production facility will produce 139,650 kWh of green energy per year. Source: uzladets.lv
P.S. There are many such projects in Latvia. Although each one of them has a relatively small power, the total amount of electricity produced for self-consumption in this way is large. The need for Latvia to spend large sums of money on fossil fuel imports is rapidly decreasing...
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jordanianroyals · 2 years ago
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8 January 2023: King Abdullah II, accompanied by Queen Rania, visited an agricultural project and the Women’s Cooperative Association in Al Disi, located in the Southern Badia region.
They were briefed on the agricultural project, which extends over a total area of 1022 dunums, and is implemented by a consortium of cooperatives. The project, launched in 2021 upon Royal directives, was established on land provided by the Ministry of Agriculture and creates around 200 seasonal jobs for local community members, 80 per cent of whom are women. (Source: Petra)
Al Hussein Agricultural Cooperative and the Military Retirees Association oversee the agricultural project, while Al Tweisah Charity Association operates and manages the fishery project, which produces about 6 tonnes of fish annually. Agriculture Minister Khaled Hneifat said an agricultural station in the area will be allocated to the consortium to create jobs and to establish an ecotourism agricultural project to benefit the local community. The King and Queen also toured the premises of Al Disi Women Cooperative Association, established in 2010, and were briefed on the projects implemented by women in the local community, including pottery and ceramics, sewing, a play-based learning project, and a traditional cooking experience offered to visitors and tourists. The project includes a plant nursery, which consists of greenhouses for cultivating and re-populating endangered plants, such as wormwood, lavender cotton, saxaul, sage, wild thyme, and orache. During the tour, Their Majesties planted a saxaul tree, which is native to Jordan’s Southern Badia region. The briefing also covered the Badawiyat programme, a cultural tourism project centred on a productive kitchen that serves traditional food for tourists and visitors, in addition to a circular loan fund for financing small enterprises, and a solar power project supported by the Jordan River Foundation.
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hoursofreading · 2 years ago
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The GOP's only policy position is that of 'what will hurt people most?' There is no reason why Republicans even have a chance of taking back the majority. In 2022 alone, Biden and Dems have done the following:
passed the Inflation Reduction Act, the biggest investment in fighting climate change in history
passed the bipartisan infrastructure bill, the largest investment in infrastructure since Eisenhower
passed the Bipartisan Safer Communities Act, breaking a 30-year streak of federal inaction on gun violence legislation
signed the CHIPS and Science Act into law
took out the leader of al Qaeda
ended America's longest war
reauthorized and strengthened the Violence Against Women Act
signed the PACT Act, a bill to address veteran burn pit exposure
signed the NATO accession protocols for Sweden and Finland
issued executive order to protect reproductive rights
canceled $10,000 of student loan debt for borrowers making less than $125,000 and canceled $20,000 in debt for Pell Grant recipients
canceled billions in student loan debt for borrowers who were defrauded
nominated now-Supreme Court Associate Justice Ketanji Brown Jackson to replace Justice Breyer
brought COVID under control in the U.S. (e.g., COVID deaths down 90% and over 220 million vaccinated)
formed Monkeypox response team to reach communities at highest risk of contracting the virus
unemployment at a 50-year low
on track to cut deficit by $1.3 trillion, largest one-year reduction in U.S. history
limited the release of mercury from coal-burning power plants
$5 billion for electric vehicle chargers- $119 billion budget surplus in January 2022, first in over two years
united world against Russia’s war in Ukraine
ended forced arbitration in workplace sexual assault cases
reinstated California authority to set pollution standards for cars
ended asylum restrictions for children traveling alone
signed the Emmett Till Anti-Lynching Act, the first federal ban on lynching after 200 failed attempts
Initiated “use it or lose it" policy for drilling on public lands to force oil companies to increase production
released 1 million barrels of oil a day for 6 months from strategic reserves to ease gas prices
rescinded Trump-era policy allowing rapid expulsion of migrants
expunged student loan defaults
overhauled USPS finances to allow the agency to modernize its service
required federal dollars spent on infrastructure to use materials made in America
restored environmental reviews for major infrastructure projects
Launched $6 billion effort to save distressed nuclear plants
provided $385 million to help families and individuals with home energy costs through the Low Income Home Energy Assistance Program. (This is in addition to $4.5 billion provided in the American Rescue Plan.)
national registry of police officers who are fired for misconduct
tightened restrictions on chokeholds, no-knock warrants, and transfer of military equipment to police departments
required all federal law enforcement officers to wear body cameras
$265 million for South Florida reservoir, key component of Everglades restoration
major wind farm project off West coast to provide electricity for 1.5 million homes
continued Obama administration's practice of posting log records of visitors to White House
devoted $2.1 billion to strengthen US food supply chain
invoked Defense Production Act to rapidly expand domestic production of critical clean energy technologies
enacted two-year pause of anti-circumvention tariffs on solar
allocated funds to federal agencies to counter 300-plus anti-LGBTQ laws by state lawmakers in 2022
relaunched cancer 'moonshot' initiative to help cut death rate
expanded access to emergency contraception and long-acting reversible contraception
prevented states from banning Mifepristone, a medication used to end early pregnancy that has FDA approval
21 executive actions to reduce gun violence
Climate Smart Buildings Initiative: Creates public-private partnerships to modernize Federal buildings to meet agencies’ missions, create good-paying jobs, and cut greenhouse gas (GHG) emissions
Paying for today’s needed renovations with tomorrow’s energy savings without requiring upfront taxpayer funding
ended Trump-era “Remain in Mexico” policy
Operation Fly-Formula, bringing needed baby formula (19 missions to date)
executive order protecting travel for abortion
invested more in crime control and prevention than any president in history
provided death, disability, and education benefits to public safety officers and survivors who are killed or injured in the line of duty
Reunited 500 migrant families separated under Trump
$1.66 billion in grants to transit agencies, territories, and states to invest in 150 bus fleets and facilities
brokered joint US/Mexico infrastructure project; Mexico to pay $1.5 billion for US border security
blocked 4 hospital mergers that would've driven up prices and is poised to thwart more anti-competition consolidation attempts
10 million jobs—more than ever created before at this point of a presidency
record small business creation
banned paywalls on taxpayer-funded research
best economic growth record since Clinton
struck deal between major U.S. railroads and unions representing tens of thousands of workers after about 20 hours of talks, averting rail strike
eliminated civil statute of limitations for child abuse victims
announced $156 million for America's first-of-its-kind critical minerals refinery, demonstrating the commercial viability of turning mine waste into clean energy technology.
started process of reclassifying Marijuana away from being a Schedule 1 substance and pardoning all federal prisoners with possession offenses
Note: This list only reflects 2022 accomplishments. Click here for 2021 accomplishments.
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